When homeowners experience property damage, it can be a stressful experience. In these situations, they rely on their insurance company to make them whole again. Providing financial reimbursement to cover property damage is an important part of your job as an insurance company, but there are many other aspects to the claims process that must be carried out in order to deliver the exceptional experience your policyholder expects during a difficult time.
In general, the first step a homeowner will make after sustaining property damage is to notify their insurance company. This provides you with a unique opportunity to set a tone for the claims process that will dictate the overall experience you provide for your policyholder. The following tips will set you up to provide the effective communication necessary to achieve optimal levels of policyholder satisfaction.
According to a 2019 U.S. Property Claims Satisfaction Survey conducted by J.D. Power, the three components of the claims process weighted as most important in overall satisfaction metrics also received some of the lowest satisfaction ratings by claimants:
There is a common theme among these factors: communication. Effective and continuous communication with your policyholder throughout the claims process is the easiest way to manage expectations and when expectations are met or exceeded, you will usually have a satisfied policyholder. It’s crucial that this communication begins from the initial phone call with the policyholder. This is your opportunity to establish trust and demonstrate that you have your policyholder’s best interests at heart.
Future communications can support this initial impression by reaffirming the trust you’ve earned and making your policyholder see the many ways in which you are providing the support they need. Your communication with your policyholders should:
At Ladder Works, we’re more than just ladder reps. Our team members are also licensed, experienced claims adjusters. We’ve been in your shoes before, and we understand the negative impact on your policyholder experience when services aren’t performed according to expectations. That’s why we provide you with our exclusive Ladder Works Reliability Promise™, which ensures you’ll receive:
Whether we’re providing a standard ladder assist, a comprehensive SoloScope inspection, or any other service you need, you can count on Ladder Works to deliver exceptional quality work in a consistent, reliable manner. This will help you confidently communicate expectations to your policyholders, improving their overall experience.
Ladder Works can handle just about any matter associated with the claims process. Give us a call to find out which of our services best suits your needs.Schedule a Service Appointment